Earnings Estimates

Credit Card Fees represents fees earned from credit card services for banks. Many banks issue credit cards and provide consumer loans to their customers. Fees are earned from processing credit card transactions and interest income from loans to customers. Credit cards are also issued by credit card companies. Fees earned from these cards are classified as Credit Card Fees.

Credit Exposure represents all transactions where losses might occur due to the fact that counterparties may not fulfill their contractual payment obligations.

Crude Oil Production (Barrels) represents the total production of crude oil in barrels.

Crude Oil, Average Sales Price per Barrel, Total represents the Company level Average Sales Price of Crude Oil per Barrel, as reported by the company.

Crude Oil, Average Production (Barrels/Day) represents the average production of crude oil on daily basis, in barrels.

Cumulative Translation Adjustment represents translation gains (losses) on financial statements of foreign subsidiaries. Such adjustments may be required when the currency of a subsidiary is different from the reporting currency of the reporting company. Such gains (losses) are included as a part of comprehensive income according to SFAS 130, and are directly transferred to the shareholders’ equity.

Current Portion of Long Term Debt/Capital Leases represents the portion of a long-term debt instrument that is due within the following fiscal year.

Current Ratio represents Total Current Assets divided by Total Current Liabilities. Current Ratio is not available for non-detailed periods or for companies which report non-differentiated balance sheets.

This is the ratio of Total Current Assets for the most recent fiscal year divided by Total Current Liabilities for the same period.

This is the ratio of Total Current Assets for the most recent interim period divided by Total Current Liabilities for the same period.